First Investors Life Introduces FIRST ADVANTAGE, A New Fixed Deferred Annuity

New York, NY, May 6, 2009 - First Investors Life Insurance Company is proud to introduce FIRST ADVANTAGE, a flexible premium fixed deferred annuity.

The FIRST ADVANTAGE annuity from First Investors Life is designed for those who want both growth and safety for their retirement savings, as well as the opportunity to establish a safety net of guaranteedⁱ retirement income.

While accumulating retirement savings, a FIRST ADVANTAGE annuity from First Investors Life benefits from competitive current rates of return, a guaranteedⁱ minimum interest rate and a guaranteeⁱ of principal, as well as certain tax advantages. And unlike IRAs or 401(k) plans, a First Investors Life fixed annuity does not have an annual contribution limit.ⁱⁱ The flexible premium means additional money may be contributed to the annuity at any time to enhance retirement savings. The minimum addition is $200.

First Investors Life offers three payment options for the FIRST ADVANTAGE product. The first option, annuitization, provides guaranteed income for life, or for a specified number of years. There is also the choice of making regular withdrawals, which you can start or stop as needs change. Finally, there is the option of taking the full Surrender Value of the annuity all at once.

The addition of the FIRST ADVANTAGE fixed annuity will serve to enhance the product lineup of First Investors Life, which already includes permanent and term life insurance policies, as well as a variable annuity, Tax Tamer® II.

Neither First Investors Life Insurance Company nor its affiliates provide legal, tax or estate planning services. Should you require such services, you should consult a legal, tax or estate planning professional.

The FIRST ADVANTAGE annuity from First Investors Life is not a bank deposit and is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency.

First Investors Life Fixed Annuities are issued by:
First Investors Life Insurance Company

First Investors has been serving the needs of investors since 1930. Through the Great Depression, World War II, numerous recessions and bull and bear markets alike, the Company has remained committed to its mission—helping clients reach their financial goals. Today, First Investors offers a wide range of financial products and services, including mutual funds, annuities, and life insurance. The Company prides itself on delivering financial services with a “personal touch.” A First Investors Financial Services Representative is a licensed professional who will take the time to learn about your current financial situation and future goals in order to assist you with your financial needs. .

First Investors Corporation
110 Wall Street
New York, NY 10005-3830
1-800-832-7783
www.firstinvestors.com

All Guarantees are subject to the financial strength and claims-paying ability of First Investors Life Insurance Company.
If you are working and can contribute on a pre-tax or tax-deductible basis to an IRA, 401(k), or other qualified retirement plan, we recommend that you do so before investing in the FIRST ADVANTAGE annuity from First Investors Life. Your investment in the FIRST ADVANTAGE annuity is generally not tax deductible.

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