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First Investors Life Introduces FIRST ADVANTAGE, A New Fixed Deferred AnnuityNew York, NY, May 6, 2009 - First Investors Life Insurance Company is proud to introduce FIRST ADVANTAGE, a flexible premium fixed deferred annuity. The FIRST ADVANTAGE annuity from First Investors Life is designed for those who want both growth and safety for their retirement savings, as well as the opportunity to establish a safety net of guaranteedi retirement income. While accumulating retirement savings, a FIRST ADVANTAGE annuity from First Investors Life benefits from competitive current rates of return, a guaranteedi minimum interest rate and a guaranteei of principal, as well as certain tax advantages. And unlike IRAs or 401(k) plans, a First Investors Life fixed annuity does not have an annual contribution limit.ii The flexible premium means additional money may be contributed to the annuity at any time to enhance retirement savings. The minimum addition is $200. First Investors Life offers three payment options for the FIRST ADVANTAGE product. The first option, annuitization, provides guaranteed income for life, or for a specified number of years. There is also the choice of making regular withdrawals, which you can start or stop as needs change. Finally, there is the option of taking the full Surrender Value of the annuity all at once. The addition of the FIRST ADVANTAGE fixed annuity will serve to enhance the product lineup of First Investors Life, which already includes permanent and term life insurance policies, as well as a variable annuity, Tax Tamer® II. Neither First Investors Life Insurance Company nor its affiliates provide legal, tax or estate planning services. Should you require such services, you should consult a legal, tax or estate planning professional. The FIRST ADVANTAGE annuity from First Investors Life is not a bank deposit and is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency. First Investors Life Fixed Annuities are issued by: First Investors has been in business since 1930. During that time we have successfully navigated many difficult economic periods in our nation’s history. Through the personalized service of financial services representatives located in our nationwide network of offices, First Investors uses a face-to-face approach to offer a range of products and services, including mutual funds, annuities and life insurance. Our representatives understand the cyclical nature of the markets, and work closely with clients to establish a disciplined approach to achieving long-term financial goals. For more information on any First Investors fund, you may obtain a free prospectus by calling (800) 423-4026; writing to First Investors Corporation, 110 Wall Street, New York, NY 10005; or visiting the website www.firstinvestors.com. You should consider the investment objectives, risks, charges and expenses of the fund carefully before investing. The prospectus contains this and other information about the fund, and should be read carefully before investing. An investment in a fund is not a bank deposit and is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency. Past performance is no guarantee of future results.
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